Uruguay’s private banks decided to squeeze their operations into a neat four-hour morning window starting December 15, because apparently the traditional banking schedule wasn’t quite inconvenient enough for customers who work normal jobs. The AEBU union, predictably unhappy about being left out of this brilliant scheduling transformation, now finds itself fighting changes that promise international alignment while potentially creating domestic chaos. What nobody seems to be discussing, however, is how this morning-only experiment might actually reshape the country’s entire financial terrain.
Private Banks Implement Morning Operations Starting December 15

Private banks across Uruguay will abandon their traditional afternoon schedules and switch to morning operations from 10 a.m. to 2 p.m. starting December 15, marking a significant departure from the country’s long-standing banking culture that has operated from 1 p.m. to 5 p.m. for decades. This shift aligns Uruguay with international banking standards, where morning hours dominate globally, while addressing demands from employees who prefer earlier schedules for better work-life balance, particularly those with school-age children. The change prioritizes both banking efficiency and worker satisfaction, though results won’t be evaluated until February 2026.
AEBU Union Voices Opposition to Unilateral Decision
While private banks celebrated their modernization efforts, the Association of Banking Employees of Uruguay (AEBU) expressed sharp criticism over being excluded from the decision-making process, with union leadership questioning why such a significant operational change was announced without proper consultation with worker representatives. The union response highlighted concerns about worker rights being sidelined, with AEBU’s president noting deteriorating relations following the announcement. Union officials emphasized their commitment to defending current working conditions while analyzing potential impacts on employees.
| AEBU Concerns | Bank Industry Claims |
|---|---|
| Lack of consultation | Modernization necessity |
| Worker rights ignored | International alignment |
| Unilateral decision-making | Employee preference surveys |
| Deteriorating relations | Improved work-life balance |
| Defensive positioning required | Cultural evolution benefits |
Alignment With International Banking Standards Drives Change
Most countries around the world operate their banking systems during morning hours, a reality that apparently took Uruguay’s financial sector several decades to notice, according to the Private Banks Association of Uruguay (ABPU), which cited this international standard as the primary justification for shifting operating hours from the traditional 1 p.m. to 5 p.m. afternoon schedule to a new 10 a.m. to 2 p.m. morning framework starting December 15th. The association emphasized that international practices reveal afternoon banking as distinctly outdated, positioning this banking transformation as overdue modernization rather than groundbreaking change.
Banco República Maintains Current Schedule Pending Review
Caution appears to be the guiding principle at Banco República (BROU), where officials have decided to maintain their traditional afternoon banking hours while their private sector counterparts adopt the morning shift alteration, a stance that reflects either prudent deliberation or institutional inertia, depending on one’s perspective. The state bank’s president emphasized the importance of comprehensive stakeholder engagement before making any operational changes, noting ongoing negotiations with AEBU for a new collective agreement. This measured approach, while perhaps frustrating to modernization advocates, demonstrates institutional commitment to thorough consultation over hasty implementation.
Digital Services Remain Unaffected as Industry Awaits 2026 Evaluation

Banking customers need not worry about adjusting their digital habits, as online platforms, mobile applications, telephone banking services, and ATM networks will continue operating under their existing schedules regardless of the physical branch hour changes taking effect this December. The digital alteration that has quietly transformed banking convenience over recent years means most routine transactions, from transfers to bill payments, remain accessible around the clock. While private banks and unions debate morning versus afternoon schedules, the February 2026 evaluation will determine whether this experiment becomes permanent, though digital services will likely continue their uninterrupted progress forward regardless.


